INVESTORS, GOVERNANCE & IMPACT

Investment Strategy

A regulated, cash-flow-driven financing platform with strong downside protection.

Anchor-Link offers exposure to employer-guaranteed, payroll-backed receivables under a licensed Pico Finance structure.

Key Investment Characteristics

Licensed Pico Finance Operator

Regulated by the Thai Ministry of Finance

Interest capped at 28% per annum

Employer-aligned financing with optional payroll coordination where permissible

Fully auditable and compliant risk framework

Credit Protection Framework

Employer corporate guarantee

Review and interpret essential reports to uncover insights, ensure accuracy, and support smarter financial planning.

Payroll deduction before salary payment

Break down balance sheets, income statements, and cash flows to improve transparency and strategic decision-making.

Insurance first beneficiary assignment

Evaluate financial records for trends, irregularities, and performance metrics with detailed and objective precision.

This behaves closer to receivables financing than consumer lending.

Fund Structure

LP/GP vehicle

Quarterly distributions

10%

Risk Reserve

Evergreen or wind-down optionality

Investor Profile

young handsome man in casual outfit sitting at table working on laptop, freelancer at home, view from back

Suitable for

Family offices, private credit allocators, income-oriented capital, conservative mandates.

Not Suitable for

Venture capital, high-leverage strategies, speculative growth investors.

Governance & Compliance

Licensed Pico Finance operator

Thai Ministry of Finance supervision

Clear interest and fee disclosure

Employer contracts and audit trail

AML and CDD procedures

Impact & Sustainability

Structured impact through lawful employment, income stability, and access to healthcare and education.

Social outcomes emerge from market-based systems, not donations.